When Really Is The Best Time To Buy A House?

This beautiful house is available to home buyers. Check the full details out at
http://www.hardinhomes.com/listings/248521---1102-Thomas-Road-Rineyville-Kentucky-40162. 

With half of the year already behind us, many of us are already homeowners, renters, or still looking for “the” house to call our own. But, with so many news coming out that 2013 is the year to buy a house, families who have no plans of buying a house yet are now pressured to jump and ride the bandwagon just to get the best deals in terms of housing costs, monthly payments, and banks being more relaxed when approving housing loans. These families may sometimes find themselves in a trap and feel overwhelmed with all the payments needed in order to buy their chosen house. But, worry not, there are actually a lot of houses for sale especially in the houses for sale near the Fort Knox area. Here are some tips to calm your nerves down and make sure that buying a house need not be a time of headaches and worries.

• Interest Rates Are Still At An All Time Low 

Even if the interest rates have slightly increased this year, according to Freddie Mac, interest rates offered by banks across the state are still experiencing an all-time low. In fact, this is a good indication that maybe, this year is the year to actually buy a house even if you have never really thought of it before.

• Realtors Are More Versatile Now Than Ever 

Not just someone to talk to when looking at a house, getting a qualified and professional Realtor in the Fort Knox area is the best person to ask when it comes to any real estate questions you may have. A lot of these Realtors have extensive knowledge of the area and will be able to give you listings that match your budget, whatever amount that may be. Make sure to partner with an equally competitive real estate company in the area such as HardinHomes.com so that you know that you will be getting the most for your hard-earned money.

• Keep A Healthy Amount Of Money In Your Bank Account 

Aside from knowing that buying a house will be one of your biggest purchases ever, you must also be aware that having a healthy sized amount of savings in your bank account will make it easier for banks to approve of your housing loan.

• Is Buying A House Really What You Need? 

Sometimes, people get swayed too easily with all the advertisements and get succumbed to purchasing a house too soon when you and your family are not really that ready yet. Make sure to have a serious conversation with your partner and loved ones if “now” is the best time to buy that house, too.

Owning your own house is definitely one way to secure your family’s future and to make sure that your money is going to a good use as well. Check out listings with www.HardinHomes.com to see all the houses available for sale in the Fort Knox area.

Clients showing their appreciation for our real estate service

What a wonderful gift from our clients who just closed on a great new home in Rineyville Kentucky.

Social feature added to real estate website

Now you can share Fort Knox Kentucky real estate listings with your social networks a little easier:
http://www.HardinHomes.com/real-estate-for-sale

Give it a try (click any listing), we hope you find it useful.

List Your Home With Caution, Pictures Are Important

If you're selling a home near Fort Knox Kentucky (or anywhere really), make sure the agent you choose knows that pictures are extremely important. This is a military relocation market and many buyers are making decisions based on pictures. Usually they are coming to visit Ft. Knox and have already picked out the homes they would like to see. In some cases they buy the home solely based off the pictures.

Quick Checklist:
All pictures need to be entered the same day the listing is entered into the system.
Pictures shouldn't be small (at least 800x600) when uploaded to the system.
No blurry ones and no crooked ones (no one likes a sinking house).
If you can avoid a dark cloudy day, do it.
Examples of bad pictures

You never get a second chance to make a first impression
Every single day we see new listings that are entered in the MLS (Multiple Listing Service a.k.a. the homes for sale database) with just one picture or no pictures at all. This is a major mistake and can hurt your chances of a quick sale. Buyers are entered into the system and get emailed when a new listing matches their criteria. You are in front of many buyers for the first time and if there's no picture, buyers will most likely move on to the next listing.

No buyer wants to look at small pictures
I think there used to be a requirement that pictures had to be small (320x240) to be entered into the system. That's no longer the case. Make sure your agent uploads bigger pictures, if they're too big then the system re-sizes them anyway.

Is that home sinking?
No, we hope not, but that's the impression some bad pictures give if they aren't straight. Also don't allow pictures to be taken on a super cloudy day if it can be avoided.
Believe it or not there's a home for sale in the high $300k range that has one photo, that's it. To make it worse it's a photo taken at dusk.

Remember how important pictures are when interviewing agents.

Saving Time and Gas when Shopping Fort Knox Kentucky Homes

Are you about to hit the pavement looking for a new Kentucky home? The search for a home can involve many trips in the car as you drive around to find potential properties. Here are some strategies that will help you to save time and gas during the home search.

1. The Internet. Using an Internet search engine like Google to find a Hardin County house for sale is without a doubt the most efficient way to proceed. Unlike the real estate section of the local newspaper, good real estate websites help you narrow your selection. You're able to filter the results then browse the listings that are automatically returned.

2. Consult a real estate agent. One trip to the office of a real estate agent or broker will provide you with a free session to obtain listings that meet your buying requirements and give you valuable advice. You are not charged to access this information or to follow up with questions later. A good real estate agent, but especially a Realtor licensed by the National Association of Realtors (NAR), will provide as much information as requested with the anticipation that you will return later for Realtor assistance when buying the home.
Again, searching online for a Fort Knox Kentucky Realtor is the best option because you're more likely to find a good agent who is web savvy. Roughly 85% of buyers use the internet during the home buying process (probably higher in our market due to military relocation), it's highly likely that a web savvy agent will have vast experience from completing many transactions.

3. Use email, text messaging, or phone to contact your agent about specific properties. Real estate professionals can consult the Multiple Listing Service (MLS) to find out if a property is still available and read through the listing to see if it really meets your needs.

Because real estate professionals provide free advice, they are best prepared to deliver valuable information that streamlines your property search. Wasting gas looking at homes that don’t meet your needs is not necessary in a high-priced energy market (it's not really green either). Take advantage of the real estate advice and online search sites at your disposal to make your Fort Knox KY military home search as convenient as possible.

Hardin County Kentucky Real Estate Market Statistics (Q3)

Third Quarter Fort Knox Kentucky Housing Market Area Report*

377 homes sold (440 third quarter 2007)
674 new listings (454 third quarter 2007)


*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All residential house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Hardin County Kentucky Real Estate Market Statistics (Q2)

Second Quarter Fort Knox Kentucky Housing Market Area Report*

273 homes sold (331 second quarter 2007)
500 new listings (480 second quarter 2007)


*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All residential house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Hardin County Kentucky Real Estate Market Statistics (monthly)

June Fort Knox Kentucky Housing Market Area Report*

90 homes sold (down from 96 last month)
170 new listings (up from 151 last month)

RESULT: Worsening over last month.


*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All residential house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Radcliff Kentucky Real Estate Market Statistics (weekly)

June 22-28 Radcliff Kentucky Housing Market Area Report*

28 homes sold
37 new listings
25 homes went pending (under contract)

*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Vine Grove Kentucky Real Estate Market Statistics (weekly)

June 15-21 Vine Grove Kentucky Housing Market Area Report*

21 homes sold
39 new listings
20 homes went pending (under contract)

*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Elizabethtown Kentucky Real Estate Market Statistics (weekly)

June 8th-14th Elizabethtown Kentucky Housing Market Area Report*

15 homes sold
35 new listings
21 homes went pending (under contract)

*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Radcliff Kentucky Real Estate Market Statistics (weekly)

June 1st-7th Radcliff Kentucky Housing Market Area Report*

22 homes sold
50 new listings
28 homes went pending (under contract)

*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Hardin County Kentucky Real Estate Market Statistics (monthly)

May Fort Knox Kentucky Housing Market Area Report*

96 homes sold (up from 87 last month)
151 new listings (down from 178 last month)

RESULT: Improvement over last month.


*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All residential house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Hardin County Kentucky Real Estate Market Statistics (monthly)

April Fort Knox Kentucky Housing Market Area Report*

87 homes sold (up from 68 last month)
178 new listings (up from 156 last month)

RESULT: Similar to last month.


*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All residential house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Hardin County Kentucky Real Estate Market Statistics (Q1)

First Quarter Fort Knox Kentucky Housing Market Area Report*

181 homes sold (239 first quarter 2007)
550 new listings (354 first quarter 2007)


*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All residential house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Hardin County Kentucky Real Estate Market Statistics (monthly)

March Fort Knox Kentucky Housing Market Area Report*

68 homes sold (down from 69 last month)
156 new listings (down from 193 last month)

RESULT: Improvement over last month.


*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All residential house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).

Hardin County Kentucky Real Estate Market Statistics (monthly)

February Fort Knox Kentucky Housing Market Area Report*

69 homes sold (up from 44 last month)
193 new listings (down from 201 last month)

RESULT: Improvement over last month.


*Market area includes 4 Hardin County cities/towns Elizabethtown, Radcliff, Vine Grove, and Rineyville. All residential house styles are included except mobile homes and modular homes. Multiple Listing Service (MLS) data from Heart of Kentucky Association of REALTORS (HKAR).